Financial Strategy Dashboard
Debt GPS System
Help clients eliminate debt faster, compare payoff strategies, and see how capital-building approaches like Banking Strategy and HELOC can change the outcome.
A dedicated modeling workspace: set debt order, acceleration rules, and monthly cash-flow behavior, then watch projections respond in real time. When you are ready to continue, open a saved scenario to pick up where you left off.
Your numbers
Your progress saves automatically on this device. You can come back anytime and continue where you left off.
First time here? Skip this and start entering your numbers below.
START HEREEnter your income, expenses, and debts to calculate your payoff strategy.
Debts
Outside obligations first—your payoff approach only affects the order extra cash attacks balances after all active minimums are paid.
One-Time Lump Sum Payments
Add optional one-time payment events. These are saved with your local scenario.
No lump sum payments added.
This is the amount you choose to apply toward your strategy each month. It can be adjusted anytime based on your situation.
Used to fund your policy and support the Banking Strategy. Debt payoff occurs through policy loans and redirected payments — not direct extra payments.
Enter your debts to calculate your strategy budget.
Compare Your Payoff Options
Pick how you want consumer debts ordered. Full timelines and interest comparisons appear in Step 2 after you continue.
Snowball
Smallest balance first
Avalanche
Highest APR first
Choose Your Payoff Approach
Ordering for consumer debt: smallest balance first (Snowball), highest APR first (Avalanche), or Fastest Route (the model runs both and uses whichever reaches total debt-free sooner; ties default to Snowball).
Acceleration Options
Standard (baseline) uses income − living expenses for debt only. Banking Strategy adds contributions, cash value growth, and policy-loan access. HELOC models the line as your cash-flow hub: income pays it down, expenses and consumer payoffs use available credit, with interest on the balance.
Tip: Save your plan when you're done — you can come back and update it anytime.
Projected results
Snowball · Advanced strategy available after unlock
Strategy Comparison
Get your free payoff summary
Enter your email to save your progress and unlock your personalized payoff summary.
See exactly how long it will take and what to do next.
Your results will appear here
Enter your debts and monthly numbers on the left to see your payoff timeline, interest savings, and strongest strategy path.
Once you enter your numbers, we'll compare payoff options and show your best next step.